Side Street Style: November 2024

5 ways a person can improve their feeling of wellness

24/11/2024

It is not unusual for people to feel exhausted at the end of their working week, especially at this time of the year. While there might not be as many manual jobs as there once were, the mental strain that is put on the body has never been greater. Much of this can be put down to continual advances in digital technology, which while sometimes making things more accessible and quicker, also has its drawbacks.

It also means that we are working longer & more unsociable hours than before and we don't always get that much-needed downtime on weekends and evenings. Being constantly available online can lead to burnout and street and there are going to be times when we all need to assess our work-life balance and make time to prioritise wellbeing. There are a variety of things we need to keep in check, such as our sleep, diet and overall posture and physical health so booking an appointment with a health professional may be needed, such as Physio in Camberwell online.

1. A visit to a physiotherapist can provide welcome relief to those who might be wondering why they are suffering aches and pains. Some might think that they are imagining it and the issues will soon go away, but a professional physio with experience will identify any issues and deal with them, maybe through massage, to provide peace of mind and offer ways to ensure previous niggles and strains aren’t picked up in the future. I've had quite a few physio sessions over the years for various reasons and they have always been beneficial.

2. Taking regular exercise is good for the heart and other organs which can lift moods at the same time. While gym memberships are available, they are not the choice of everyone. It can be something as simple as parking a little further away from work or getting off a stop early on public transport and then having a little walk each time that does the trick.

3. It is so easy with a nonstop lifestyle to eat on the go and not consider what is being chosen. Having so many options available is fantastic but many include high densities of sugar or salt which need to be avoided. A little bit of anything in moderation is fine, but choosing fresh fruit and vegetables can improve moods as well as the overall health of an individual. Maybe recreating a taste of Italy might be enjoyed.

4. It is important to have fun to lift the spirits. Whether it be mixing socially with friends and meeting for a coffee or maybe going to an event together. Maybe some travel can be enjoyed which can also see making some online purchases which are protected by consumer rights and guarantees can be made while in a nice place.

5. Finding ways to relax is vitally important. Some may decide that meditation works for them, while others could enjoy a long soak in the bath. It is wise to turn off phones well before bedtime to be able to enjoy a good night’s sleep which is essential for increasing wellness.

In today’s fast-paced world, it is important to pamper oneself occasionally, so that increased wellness can be enjoyed by being able to operate at full capacity.

23/11/2024

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In recent years, as we’ve all become more aware of our collective negative impact on the environment, many of us have pivoted towards living more sustainable lifestyles. It’s only natural that those who are more thoughtful about how they live their lives would want to extend this methodology to their gardens. Creating an eco-friendly garden is a rewarding way to contribute to environmental sustainability while transforming your outdoor space into a haven for biodiversity. By adopting green gardening practices, you can reduce waste, conserve resources, and support local ecosystems. Here’s how you can achieve this, with tips tailored specifically to the uniquely temperamental UK climate.

Choosing Native and Pollinator-Friendly Plants

Native plants are perfectly adapted to the UK’s climate, requiring less water and maintenance than exotic species. Additionally, they provide vital resources for pollinators like bees, butterflies, and other insects that play a critical role in maintaining biodiversity. Consider planting wildflowers, lavender, and buddleia to attract pollinators and enhance your garden's ecosystem. Supporting local biodiversity not only benefits wildlife but also ensures a thriving garden for years to come.

Implementing Sustainable Water Practices

Water conservation is essential in eco-friendly gardening. Start by installing water butts to collect rainwater, which can be used to hydrate your plants. For gardens in areas prone to dry spells, opt for drought-resistant plants like sedum, ornamental grasses, or thyme, which thrive with minimal watering. Using mulch around plants is another great way to retain moisture and reduce evaporation.

Using Polytunnels for Sustainable Gardening

Polytunnels are an excellent addition to any eco-friendly garden. These versatile structures allow you to extend growing seasons, meaning you can enjoy fresh produce year-round while reducing reliance on store-bought vegetables. Polytunnels also protect crops from pests and extreme weather, eliminating the need for chemical pesticides. By providing a controlled environment, they support sustainable gardening practices and boost productivity.

Adopting Organic Gardening Techniques

Organic gardening is a cornerstone of sustainability. Avoid synthetic fertilisers and pesticides, which can harm the environment, and focus on natural alternatives. Composting kitchen and garden waste creates a rich organic fertiliser for your plants, while crop rotation helps maintain soil health and reduces the risk of pests. By working with nature rather than against it, you can cultivate a vibrant, chemical-free garden.

Creating Wildlife Habitats

While you don’t want to welcome destructive vermin into your garden, certain kinds of wildlife can actually be sustainably beneficial. You can enhance your eco-friendly garden by incorporating features that attract and support wildlife. Install birdhouses to provide nesting spaces, build insect hotels to shelter beneficial bugs, and create ponds to support amphibians and aquatic life. These additions transform your garden into a thriving habitat, helping to sustain local ecosystems and ensuring a balance of nature.

22/11/2024

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Since sharing my home with a cat for the past few years, I am not a total cat convert, they are fantastic companions, full of character and I feel I'm constantly learning more about them and their silly and interesting ways.

Yet like many, I'm often left wondering why cats scratch, especially when I am on top of regular flea treatment. This age-old question might be on your mind if you own one of these amazing creatures. Cats come with plenty of entertaining quirks, but many owners struggle to manage their scratching instincts.

After a lot of research and trial and error, I thought I would help unpick this innate behaviour to help you understand and support your cat’s desire to scratch – without causing too much damage to your home along the way!

Why do cats scratch?

Cats scratch as an instinctive behaviour for several reasons. These include:

1. Grooming and maintenance, keeping the claws sharp
2. Stress relief, with the action itself releasing dopamine
3. Scent marking, which is very common in multi-cat households
4. Play, either alone or with other cats
5. Movement, through stretching and extending their legs

By knowing that there are multiple motivations behind this one action, you can start to empathise with your cat’s natural instincts. It’s not just a pointless physical habit – it’s deeply tied to their identity and sense of security.

Can scratching posts help?

Giving your cat a specific place in the house to scratch is one of the best things to do as an owner. This gives them a safe way to scratch, which is a much better solution than trying to suppress the behaviour.

There’s an incredibly wide range available, with some including different designs and textures to suit your car. From carpet-covered posts to those with jute, cat scratching posts provide a positive outlet. Never discourage scratching – it usually means your cat feels comfortable.

What are the physical benefits of scratching?

Scratching keeps cats feeling good. A few of the physical benefits include:

1. Sharpening claws: The action itself works to remove the top layer, known as the sheath, keeping claws sharp and ready for action.
2. Strengthened muscles: Paired with full body stretching, scratching helps cats to keep feeling flexible and limber.
3. Digestive health: This movement releases endorphins and helps to give cats healthy digestion.

How to address problematic scratching

Excessive scratching could point to an underlying issue. Because they use this behaviour to express how they feel, too much scratching could point to an overstimulated or stressed cat.

For cats scratching excessively due to stress or boredom, it could be time to explore potential solutions. These may include interactive toys, more enriching environments, or asking your vet for tailored advice.

Scratching for every cat

Remember, scratching is essential for all cats, regardless of whether they live indoors or outdoors. But here’s how you can help your cat to get all the scratching they need based on their living arrangements:

For outdoor cats, scratching helps mark territory and maintain their claws for climbing or self-defence. Leave rough surfaces, wooden benches or fences in your garden to help them practice.

Indoor cats rely more heavily on designated scratching outlets, such as cat scratching posts, since they lack access to natural scratching surfaces like trees.

Allowing your cat to scratch provides physical and psychological enrichment. No matter their lifestyle, make sure you can cater to this innate need for a satisfied and fulfilled feline friend.

19/11/2024

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A campervan can provide a tremendously rewarding way to spend a holiday as a family, it's something I've done a few times with my kids and not only is it a fun adventure but also a great way to bond and have some quality family time. If this is going to be your first campervan holiday, however, then you’ll want to take a few preparatory steps before you embark as it's not like a normal holiday and can take a few adjustments to get comfortable.

By getting the planning stages right, you’ll minimise the likelihood of something going wrong, and give yourself the best chance of a memorable, enjoyable experience.

Selecting the Right Campervan

With so many options out there today it can feel a little overwhelming but there are plenty of companies that offer campervan hire, which is an affordable way to try it out before investing in a camper yourself & also lets you see what works and what doesn't for your family. If the vehicle you choose isn’t appropriate for your family’s needs, then you might struggle to have a good time. You’ll want enough beds to accommodate everyone, as well as seat belts for all of the passengers you’re taking.

Storage space is also essential. If you don’t have enough, then you’ll be forced to store luggage in walkways and other inconvenient spaces. Over the duration of the holiday, this can be a source of considerable stress.

To drive on public roads in the UK, you’ll need to have your vehicle insured. In the case of campervans, it’s worth looking into special campervan insurance policies. These will cover not just the cost of the vehicle, but also of the vehicle’s contents, if you're hiring a camper this should be included in the cost of hire.

Planning Your Route and Campsites

By planning your route well in advance, you’ll be able to work out whether there are any family-friendly sites along the way. Research your options thoroughly. A site that’s been designed for retirees or young people might not be appropriate for families.

In the more picturesque corners of the country, you’ll tend to find a higher concentration of campsites. The best way to see Snowdonia, the Lake District, or the Scottish Highlands is often to find a site that’s right out in the wilderness. That way, you’ll be able to experience the untamed beauty of nature, without having to contend with crowds of tourists.

Packing Essentials for the Journey

Even if you’re staying in a larger campervan, you’ll still need to ensure that you’ve packed appropriately for the trip. This will tend to mean using packing cubes, which will help you to sort out all of your items so that you aren’t confronted by a mess when you open a suitcase.

The weather in the UK is notoriously difficult to predict, so you might want to include a range of different layerable clothes. Don’t forget Wellington boots, and waterproof jackets and coats, even if you’re travelling during summer.

To keep the kids occupied, it’s worth also bringing along a selection of books and board games. This will help you to minimise your screen time.

Managing boredom and Tiredness on the Road

Travel can be a stressful thing for adults. But small children they can at times easily get bored and then in turn agitated or frustrated. Dealing with this problem is often a matter of managing your schedule so that disruption is minimised, and so that you stop off somewhere child-friendly every so often. When there’s an adventure playground just around the corner, your kids might find it easier to stay positive.

16/11/2024

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We all know that this time of the year can be very expensive, between sorting out gifts for loved ones, meals out, socialising with friends and making magical memories with our kids, it all adds up and while there is nothing wrong with paying a bit more than usual for a special festive treat or grotto, it can feel like a financially exhausting time, but never fear there is plenty on and around South Wales that is free or low cost to help get the festival excitement going.

* Light of Winter Free Light Trail, Cardiff, 14th Nov - 5th Jan

Brighten up your winter – experience 11 illuminated state-of-the-art light and sound installations across Cardiff city centre. Free to enjoy, the Light of Winter trail launches mid-November and runs through to the new year.

* Jolly Book Bank at Red Dragon Centre 8th Nov-5th Jan

Where families can give joy and get joy. It's simple: the Jolly Book Bank accepts donations of children's books in good condition and invites young visitors to either exchange or take a free book home of their choice. The initiative is supporting the Make A Smile charity

* Mrs Claus's Kitchen at Mermaid Quay, 30 Nov and 7, 14, 15 & 21st Dec

Families will be welcomed to Mrs Claus's Kitchen in Mermaid Quay, where they will take a seat for story time with Mr's Clause and some cheery Elves. During the session, children play immersive games, decorate a gingerbread biscuit and write a letter to Santa before leaving with a candy cane gift.

Session times are 11am – 11:40am
12pm – 12:40pm
1:00pm – 1:40pm
2:15pm – 3:00pm
3:15pm – 4:00pm

Event Location: Unit 13, in between Pavers and Fabulous Welshcakes
Please note – Mrs Claus Kitchen will run multiple sessions on the days the experience is open, and while there’s no need to pre-book, each session has limited spaces to ensure a truly magical experience for every child.

* Post letters to Father Christmas at The Little People Store, Rhiwbina, 16th Nov

On the 16th Nov at The Little People Store in Rhiwbina, the Christmas Elf, direct from the North Pole will be collecting letters in his magical post box to take to Father Christmas. A lovely festive setting and children receive a sticker saying their letter has been sent and some sweeties from the Elf.

The post box is free but you can also opt for a personalised letter from Santa in the post for £5

* Countdown to Christmas, Newport City Centre with Gareth Gates & Fireworks 2:30-5:30pm 16th Nov

Starting at 2pm and finishing at 5:30 with a literal bang from the fireworks display, this is a very popular event. There will be live music ith Gareth Gates headlining, fairground rides, and celebrity guests, culminating in the official switching on of Newport city centre Christmas lights. There is also free parking in all council-owned car parks in the city centre from the 16th to the 31st Dec.

* Swansea City Christmas Parade, 17th Nov 5pm

A fantastic parade through the city centre streets, where you will see light-up reindeer, tractors, musicians, characters from much-loved films, floats, inflatables and most importantly, see Santa arrive in Swansea and switch on the Christmas lights throughout the city centre!

The parade starts at 5.00pm with an anticipated finish time of approximately 6.30pm at the end of the Kingsway.

* Penarth Christmas Light Switch on, 17th Nov, 3-7pm

A packed stage of entertainment is planned, hosted by TV’s Laura Jane Jones and featuring Christmas favourites from the Tenovus Choir, Jools Jofrin Band, Monico, and Sophie Evans. Enjoy a day of festive fun. Live music, street theatre, rides, stalls, crafts, food & Drink.
Lights will be switched on at 6pm

* Santa's Postbox at ETO Kids store, Barry, 15th-1st Dec

From 15th November – 1 December, children (and parents) can pop down to ETO, a cosy community café to write and decorate their very own letter to Santa. Once they’ve created their masterpiece, they can post it straight into Santa’s special postbox.

ETO will provide all the materials they need to let their creativity shine, they then pop it into Santa's Postbox. Then from the 2nd of December children can then return to the store to collect a personalised reply from Santa

* Pontypridd Christmas light Switch on and Lantern Parade 22nd Nov

The event will feature children's fairground rides, children's entertainers, market stalls and live music from GTFM radio station. The lantern parade through the town centre starts at 6pm with the Christmas light switch on, on the main stage at 6:30pm

* Kids Christmas Crafting Masterclass with Talking Tables at John Lewis, Cardiff, 24th Nov, 11am-4pm

The perfect festive activity. Join Talking Tables for a fun session of crafting where they’ll be able to create their own Christmas cards and festive paper chains. The session includes all the materials necessary to get creative and personalise the designs: festive stickers, pom poms and Santa, Snowman or Reindeer cut-outs. Tickets are free and include complimentary materials. At the end of the event, kids can take their cards home with them. Booking required

* Cowbridge Christmas Parade, 24th Nov, 4pm

Cowbridge’s Christmas Parade is always a fantastic event and now features Lumi, a spectacular 10ft reindeer! There will be musical performances, and themed floats and everyone is invited to dress up

* Cardiff Bay Reindeer Trail opens Nov 30th - 5th Jan

The Cardiff Bay Reindeer Trail is a free bilingual activity that’s suitable for all the family, featuring eight willow-crafted reindeer scattered around Bay venues, including Mermaid Quay, The Red Dragon Centre and Senedd Cymru. There’s also a ninth digital reindeer, sponsored by Cardiff Harbour Authority, who’ll spring into life in Roald Dahl Plass via your smartphone.

Download a handy map from the website or pick up a paper version from participating attractions.

* Norwegian Festival of Light at the Norwegian Church, Cardiff Bay, 1st Dec, 4pm

Festival of Lights and Friendship, celebrating Cardiff’s enduring friendship with Norway. Everyone is welcome to start the Christmas season at the Norwegian Church in Cardiff Bay for a special celebration with traditional Norwegian food and festivities.

* Santas Grotto at Pontypridd Museum Nov 30th, Dec 7 & 14th, 11-3pm

The Grotto runs from 11-3pm on Nov 30th & Dec 7&14th and entry to the grotto at Pontypridd Museum is free although donations to the Mayor's charity as welcome

* Big Waterfront Christmas, National Waterfront Museum, 1st Dec, 12-4pm

Enjoy the perfect feel-good festive afternoon, with an extra flurry of seasonal sparkle.
Featuring real little donkeys, a beautiful life-sized polar bear lantern, sure to warm our festive spirits. Festive kid's crafts, Music to bring good cheer, Youth Dance performance and a special storytime with Santa

*Christmas Concert with Barry Ladies Choir at Holy Trinity Hall, 3rd Dec, 7-8pm

Entry is free but donations are welcome. Joined by the Capella group, Spectrum Singers, Barry Ladies Choir will be presenting a festive evening featuring a mix of songs from musicals, Welsh classics, popular music and plenty of Christmas cheer. The concert will also feature solos from local music students.

* Christmas Carol Evening at Caerphilly Miners Community Centre, 4th Dec, 7-9pm

Enjoy an evening of Christmas cheer with carols, readings, and Christmas songs! Refreshments are available and free entry. Donations to the food bank welcome

* Garth Mountain Bauble Trail near The Garth Pub, opening date TBC

An annual event that sees villagers decorate a mountain path with beautiful baubles, we went last year and it's lovely. You can also make a small charity donation at the pub just before the bauble walk.

*Pontyclun Christmas Fayre with Free Grotto, 7th Dec, 1-5pm

Back for it's 9th year, the fayre will have around 75 market stalls, food and drink stalls, crafts, games and fairground rides, the fayre is a great family treat. Children can also visit Santa in his grotto (free), singalong with the choirs or try some games, there is something for all at Christmas in Pontyclun

* Festive Film - A child's Christmas in Wales at Swansea Museum 8th Dec, 2pm (English) & 3pm (Welsh)

Escape the festive hustle and bustle and cwtch up with this heartwarming animation of Dylan Thomas’s classic. A young boy asks his grandfather, ‘What was Christmas like in your day?’ The old man's answer draws us into a fantastical, colourful and unexpected world when there were wolves in Wales, when mermaids swam in Swansea Bay and hippos trudged through the snowy town. (26 minutes)

* Storytime with Santa at McArthur Glen, Bridgend, Dec 7,14 & 21st 11am-3pm

Join Santa and his trusty elves every Saturday in December from 11am-3pm for storytime at his sleigh. Stories will be BSL interpreted by Santa's Elves. Free to all and no booking is necessary.

* Carols at Oystermouth Castle, 14th Dec, starts midday

Come join in some festive cheer at Oystermouth Castle! The event is free, but any donations will be appreciated. This is a great opportunity to get into the Christmas spirit with family and friends, and to support the preservation of this historic site. If the weather is not suitable, this event may be moved to the Ostreme Centre.

* The Cosmeston Nativity, Cosmeston Country Park, Lakeside, 15th Dec, 4pm

This is an all age production which has grown its reputation in recent years. Cosmeston Lake Side, will be transformed to Bethlehem over two thousand years ago. Put on by The Eden Church, Penarth

Sunday 15th December 2024 4pm

* Grinch appearance at Mermaid Quay, 22nd Dec

Hate, hate, hate, double hate, loath entirely…. the Grinch is visiting Mermaid Quay this December! He will be joining us for four mischievous appearances on Sunday 22nd December.

Find him quayside at:11am – 11:20am
12pm – 12:20pm
1pm – 1:20pm
2pm – 2:20pm

Budget-friendly Christmas Events

* Santa's Grotta at Cowbridge Town Hall, 23rd & 24th Nov, 11am-2:45pm, £5

Bring your little ones for a magical meet & greet with Santa himself! Each slot includes a photo opportunity and a gift! £5 per child

* The Snowman film at Cardiff Museum 7th & 8th Dec £6 each

Festive Film Screening - The Snowman. There will be some fun with Father Christmas and Rudolph, then settle back to watch a family Christmas favourite ‘The Snowman’. The film is 26 minutes long although the whole experience will last an hour. Children will also receive a small token (something to help the reindeer fly). All children must be accompanied by a ticket-holding adult

* Santa's Green Grotto at Eto Kids Store, Barry, 7th Dec, 11-4pm, Booking essential £3

Visit this unique and sustainable Green Grotto at ETO Kids store in Barry where Father Christmas and his elves have been busy carefully selecting special preloved gifts for each child, ensuring that every present is filled with love and care.

The grotto, is adorned with upcycled decorations that add a creative and eco-friendly touch to the holiday scene. Tickets are £3 and there are limited spaces so pre-booking is essential.

* Elf Trail & Santa's Grotto at Morgan Quarter, Nov 23, 30 and Dec 7,14,21 £5 per child

Santa needs help. Five of his most mischievous elves have escaped from Santa’s Grotto, and they’ve been causing chaos around the Morgan Quarter…Now, we need help to find them.

Book now for an epic adventure through the Morgan Quarter, finishing up at Santa’s Grotto with a small treat. Tickets are £5 per child, which is donated to Noah's Ark Children's charity. Adults do not need to buy a ticket.

* Elf Adventure Trail, Cardiff Museum, 30th Nov & 1st Dec, 10am-3pm, £4

Explore the museum in search of magical elf clues. Once completed, head back to the main hall to claim your Christmas Prize. £4 per trail
Limited tickets available

* Santa's Workshop at Friars Walk, Newport £4, every weekend from 7-22 December

Children will take part in a number of activities in Santa’s Workshop. Workshop activities will range from creating special reindeer food (to energise Santa’s sleigh team on Christmas Eve!), making a colourful sign for their bedroom door to make sure Santa stops to deliver their presents - and even creating special present bags! Along the way, children will be able to sort letters and parcels for Santa, putting parcels in the right boxes for delivery. Having completed their tasks, children will then meet Santa and receive a gift.

The Santa’s Workshop experience will cost £4 per child* with all proceeds donated to St David’s Hospice. Accompanying adults are free. Booking essential

* Elf Show at the National Waterfront Museum 1st Dec, 1pm & 2:30pm, £2.5

With Christmas Day fast approaching and lots of festive jobs to do, Santa can always rely on his Head Elf, Jolly to get things done. However, not every Elf in the North Pole is as well-behaved, especially the mischievous Sprouts. Can you help Elf Jolly to keep things on track, as we countdown to Christmas with this fun filled, festive performance? Show duration 30 minutes

* Santa's Grotto at Caerphilly Miners, 14 &15th Dec, 10am-3pm, £5

Capture Magical Family Moments at Santa's Grotto!
Bring the family to meet Father Christmas for a festive photo and a special storytime, with a reading book gift in either Welsh or English. Pre-booking is essential.

15/11/2024

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A great bathroom should be functional. This is a room that serves an important practical purpose, and it’s important it does it well. Good appliances, plumbing and ventilation are therefore essential – especially in busy family households. But style matters too. What’s more, a family bathroom can look the part without compromising on functionality. Let’s consider how this might be done.

Incorporate Child-Friendly Features Without Sacrificing Style

If you have small children in the house, then you might consider cabinetry and appliances that can withstand knocks and scratches, and which can accommodate the needs and tastes of young people. You might go for bold, cartoon-branded shower curtains, or eco-friendly Marmoleum flooring. Cabinets should be lockable, especially if you’re going to be storing harsh cleaning chemicals in them.

Choose Durable and Stylish Materials

The materials you choose matter, arguably just as much as the appliances. To minimise the likelihood of a slip, you might opt for textured tiles, or natural stone ones. Try to test out the tiles before you install them, so you can be sure that you’re getting the right amount of grip. Fixtures should be as sturdy as possible, and installed by qualified professionals.

Fortunately, you can find tiles in a range of styles and configurations. You might go for hexagonal tiles, or you might arrange conventional tiles in an interesting way. Herringbone patterns are a classic way to add a touch of style to any bathroom – but you’ll need a skilled tiler to get the best from them.

Enhance Lighting for Ambience and Functionality

The lighting you choose is crucial, too. You’ll want to bring in lighting in several layers. Overhead lighting can help to fill the space, while accent lighting can create a visual focal point in the room. Perhaps most important is task lighting, which can be easily directed to whatever it is that you’re doing in the bathroom. Illuminated mirrors tend to work wonderfully, especially if you often find yourself using the bathroom mirror to do cosmetic, close-up work.
Prioritise Practical Storage Solutions

Storage matters in the bathroom. If you end up with too much clutter filling the room, then you’ll struggle to relax. You can take advantage of naturally occurring space beneath bathrooms and sinks, and use the top of the cistern for storage, too. Special lidded bins for particular items will help you to deal with waste as soon as it’s created.

14/11/2024

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Like most people these days, many are looking for ways for their money to go further and make better investments, regardless of how big or small those investments are. It’s crucial to recognise the importance of spreading out your investments, no matter how small, to safeguard your portfolio and enhance returns, especially when navigating uncertainties like rising inflation.

Even if that just means spreading it across things like savings accounts, ISA's and stocks, here we will explore ways to diversify your portfolio.

Understanding basic core assets

Allocating investments across different assets can help balance risk and return, as different assets often perform differently under various market conditions. A well-diversified portfolio means choosing a variety of investments:

Equities (stocks): These represent ownership in companies and offer growth potential but can often come with higher volatility.

Bonds (fixed income): These provide regular interest payments and are generally considered lower risk compared to equities.

Cash and cash equivalents: Savings accounts and money market funds offer liquidity and stability.

Property (real estate): Investments in physical properties can provide income and potential capital appreciation.

Commodities: Assets like gold, oil and agricultural products can act as hedges against inflation and market volatility.

Another option is to invest via index trading and gain exposure to entire markets, rather than just one single entity.

Investing internationally

It's never been easier to invest in assets overseas and there can be some real advantages to doing, which I will share below.

Geographical diversification: Investing in markets outside the UK reduces reliance on the domestic economy and can capitalise on growth in other regions.

Currency diversification: Exposure to foreign currencies can provide additional returns or hedging benefits but it also introduces currency risk.

Exchange-Traded Funds (ETFs) that track global indices offer a straightforward way to gain international exposure.

Sector and industry diversification

Diversifying across various sectors and industries can prevent your portfolio from being dependent on one industry or sector.

Sector diversification: Investing in different sectors such as technology, healthcare and consumer goods can protect against sector-specific downturns.

Industry diversification: Within sectors, spreading investments across multiple industries or companies can also reduce risk.

Regular portfolio review and rebalancing

Diversification is not a one-time thing. By taking the time to regularly review and rebalance your portfolio, you can ensure that it remains aligned with your financial goals and risk tolerance. As with anything the market changes and so does your investments.You should also take the time to educate yourself on the risks of investing via the Financial Conduct Authority and make sure you stay informed about market developments.

12/11/2024

3 comments

One of our favourite places to visit during the summer, but also the colder months, is Cardiff Bay Wetlands, a short walk from the vibrant bay area of the Welsh capital.

It's easy to miss and many people who live in the city don't even know it's there but it's well worth seeking out as it's a lovely quiet and tranquil place to explore and soak in beautiful views across the bay and people off all ages can enjoy it.

The wetlands are completely free to explore and cover 8 hectares of former salt marsh and are now a biodiversity hotspot within the capital and is now home to a variety of birds, fish, animals and supports a rich diversity of plants and other wildlife. We regularly spot swans, moorhens, coots and ducks on our visits along with fish and damselflies.

The great thing is birds and wildlife can be seen here all year round including common Reed Buntings, Reed Warblers and Sedge Warblers which use the habitat to build their nests during the spring and summer while autumn and winter sees visitors like Teal and European Stonechat.

The easiest way to access the reserve is through the carpark next to St Davids Hotel, which brings you out on to a wide gravel walkway which is suitable for buggies and wheelchairs. There is also an impressive boardwalk which extends out over the water, offering amazing views across the Barrage and the perfect spot for some bird watching.

Kids can also enjoy doing the Wetlands Wildlife Explorer trail, you can download the map here and just remember to bring some crayons with you to create some lovely rubbings.

The Bay can be a very busy place but you feel like a world away at the Wetlands and it's a great spot to spend a relaxed hour taking a stroll or letting the kids run out some of their energy while enjoying the natural surroundings and I recommend a visit if you are in the area.

11/11/2024

14 comments

We all know how important financial literacy is for children and teens as they move forward through their life, we need to prepare them for an increasingly expensive world were budgeting skills are needed more than ever.

It's one life skill we cannot ignore and starting from a young age is important and there are plenty of ways to encourage a healthy approach to money that is both engaging and fun for children.

As parents, it's our role to instil a healthy attitude towards money, both for ourselves and our children. I would always recommend putting things in place like Life insurance and a Will (I've sorted out both) should anything happen to us, but also saving accounts for our children if possible. I have Premium bonds set up for the boys, even though there is only a small amount in each, it's something. You can also consider investing or looking into UGMA accounts on behalf of your child.

As a parent who has recently set my teen up with his own debit card, as well as having a younger child who has his savings jar at home, I wanted to share what has worked so far.

1. Talk to your children regularly about money

We need to have regular, honest conversations with our children about the cost and value of daily items. Discussing our own financial decisions, how we budget for the week and what our plans are in terms of days out and how that fits into our budget. You can also touch on how money is earned and different ways you pay for things - online, by card, subscriptions etc

2. Involve them in the weekly shop

Once your children are old enough to navigate the supermarket (with your supervision of course) and can read, then write out a small list of groceries you need and ask your children to choose the best-value combinations of the products on the list and get them to add up as you go along, is great real-life experience that will help grow their understanding of the value of essentials such as food and groceries.

3. Talk about the difference between want and need

This is a useful conversation to have at any age, even with adults, a reminder between the things we want and those things we really need (such as food, bills etc). Children need to understand that as they grow older, we need to cover our essential outgoings before spending money on things we want but don't absolutely need.

4. Pocket Money as a tool

Pocket money can be a really useful teaching tool, it doesn't need to be loads of money, my boys get £5 each per week and I encourage them to save this money as they can use it for things they really want in between life events such as Birthdays and Christmas. It also helps to teach the lessons of "you can't spend if you don't earn", so if there is something they really want they need to save their money and if it's spent before they reach their goal that is their choice but I won't fill in the gap. You can print out budgeting worksheets for children here.

5. The importance of security

Looking after both our physical and virtual money is very important and children need to understand if they lose money or it's stolen then it is unlikely to be replaced (we have all been in that situation and it's a hard life lessons to learn but an important one). Explaining that PIN numbers are personal information that needs to be kept safe and secure, the same with money in the home, it should be kept in a safe place.

For more tips on teaching kids about money, check out this post.

*Written in partnership with Responsival

5 Tips to keep your skin looking & feeling healthy this Party Season

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Christmas is just around the corner, which means that it is about to get busy in terms of gatherings, parties and social plans. While seeing family and friends can be a fantastic mood booster, it's easy to feel fatigued and tired, which can show in your skin. It's really important to still stay hydrated and if possible get enough sleep and look after yourself during this busy time and that includes your skincare. This post will offer five tips that will help you feel amazing for all your social events and get in the festive spirit.

1. Stay hydrated and stay consistent

Winter can be a tough season when it comes to skincare, particularly when it comes to dryness. This is why you need to make sure you are staying hydrated, drinking enough water and also being consistent with your skincare routine to maintain a healthy glow, including exfoliation to remove dead skin cells and hydrating serums to combat dryness. Be sure to use high-quality products that are designed for your skin type.

2. Have fun with festive makeup trends

It can be fun to embrace the latest festive makeup trends to celebrate the Christmas spirit, feel the part and look your fantastic at parties. This can include the classic look of bold red lips and shimmering eyeshadow or the current trend of floating crystal liner. There are plenty of great examples of festive makeup trends online, allowing you to find one that you want to try.

3. Prepare your skin for the spotlight

Feeling happy and confident in our own skin really shows, when we are truly comfortable we tend to find socialising easier so developing body care routines that help give you smooth and glowing skin, such as regular exfoliation and moisturising can be a real boost to your self-confidence. If you do shave, you can also use hair removal products to achieve a polished appearance.

4. Practice your party hairstyle

I don't know about you but when I have a fresh haircut and it's styled well, it really boosts my self-confidence. Christmas can be a great excuse to try something more daring to your regular look, such as an elegant updo, buzzcut or loose waves. Accessories can also create an eye-catching and festive look, including hats, headbands, and clips that complement your outfit. Again, there is a lot of helpful inspiration online that should help you find a suitable style and practising your look before going out can save you time but also allow you to experiment with it and see what does and doesn't work.

5. Get enough sleep

This can sometimes be hard when you have a busy social calendar but it's till really important to try and get enough sleep as this has a huge impact on our skin and overall wellbeing.

Finally, you need to keep your makeup and hair fresh during events. This can involve using setting sprays for longer-lasting makeup and carrying essential touch-up products that can be applied throughout the night in a small beauty kit. This will be particularly important if you plan on spending a lot of time on the dance floor!

These five tips should help you look your best for this party season. Christmas can be a lot of fun with many parties and social events to attend, so you will always want to make sure that you look your best and put in extra effort for the holidays. By focusing on the above five areas, you should feel prepared for party season and impress at every event you attend.

10/11/2024

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One of the most important accessories in any wardrobe are bags, not only because they are practical and serve a purpose but because of the style & sophistication each one can bring. French luxury handbags are more than just an accessory to make your outfit complete, they are historical pieces, showcasing the best of French design and craftsmanship.

Are you fascinated by the history of handbags and how that ties in with French culture and their passion for style and fashion? Below is an exploration of the most iconic pieces of French fashion and how they can change your life for the better.

Investing in a heirloom piece

Luxury bags are known for their bold and elegant touch that places a major emphasis on fashion and lifestyle, as a form of cultural identity and self-expression. From the effortless street style to high-end pieces, Longchamp demonstrates essential elements that define French Fashion. Known for its innovation in terms of state-of-the-art techniques and outstanding designs, the reputation of this brand extends for over 70 years and has only grown since.

In this modern world, luxury bags have stood the test of time. The designs, artistry and shapes are of high quality, following the current trend yet possessing a sense of timelessness. Luxury bags are easy to tell from others based on their unique identity and material.

Why Luxury Bags?

French luxury items tend to make their presence felt and known, without much effort. Luxury bags are a perfect example of French fashion that offers a balance between function and form. The main focus of most designer bags is on functionality rather than aesthetic value. Brands like Longchamp work toward redefining contemporary fashion, offering items that are not only functional but also pragmatic in nature.
All in One

Designer bags are suitable for both rural excursions and urban lifestyles, representing more than one entity (fashion statement). These bags offer quality material, comfort, personalisation and ergonomics. Designer brands spend most of their time researching and selecting only the top-quality leather material. This, combined with the technical know-how they have, results in a simple yet elegant piece that can last for years if taken care of and conditioned well.

Final thought

Most people are not happy, even with lots of stuff at their disposal. This is why most end up looking for luxury items like bags. Designer bags are not just accessories but a statement of fashion, timelessness, comfort and status. This means buying something that lasts long, has a story behind it and is environmentally friendly and nothing fits the description more than Longchamp luxury bags.

07/11/2024

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Los Angeles has a reputation for its big-name attractions—Hollywood, Santa Monica, and Venice Beach, to name a few. But if you scratch the surface, you'll find some of LA's best-kept secrets waiting to be explored. Whether you're a local or visiting, these unique spots will show you a different side of the city. Let's dive in!

1. The Old LA Zoo at Griffith Park

Did you know LA has an abandoned zoo hidden in Griffith Park? The Old LA Zoo, which closed in the 1960s, still has its old animal enclosures, cages, and structures scattered around. Walking through the graffiti-covered ruins feels like you're exploring an old movie set, but it's a relic of LA's past. It's a great place for an adventurous day out.

Travel Tip: Bring supplies for a picnic, find a quiet spot nearby, and enjoy the park's peaceful vibe. It's also a fantastic spot for photos and urban exploration.

2. Sunken City, San Pedro

Sunken City in San Pedro is a real hidden treasure. It was once a neighbourhood that slid into the ocean after a landslide in the 1920s. The broken streets tilted foundations, and vibrant graffiti give it an almost surreal, artistic vibe. Technically, it's off-limits, but people still come to check it out and enjoy the views of the Pacific.

Travel Tip: While hopping the fence and exploring is tempting, be cautious as the area is unstable. If you prefer to stay safe, nearby Point Fermin Park offers similar stunning ocean views without the risks.

Sunken City

3. The Last Bookstore

The Last Bookstore is more than just a place to buy books—it's a quirky, artistic wonderland. You'll find a labyrinth of books, book tunnels, and cozy reading corners. Plus, there's an art gallery upstairs filled with oddities and unique pieces. It's an excellent spot for bookworms and anyone who loves a creative, offbeat atmosphere.

Travel Tip: Spend some time wandering through the entire space. There are hidden gems around every corner, and the whimsical vibe makes it perfect for some Instagram-worthy shots.

The Last Bookstore is an Instagram worth stop

4. Escape Rooms in Los Angeles

There are a lot of escape rooms in Los Angeles that offer more than just puzzles—they're immersive adventures with detailed sets and compelling stories. Whether you're into thrilling mysteries or magical worlds, LA has plenty to offer. Here are a few standout options:

60out Escape Rooms: Offers themed experiences like "Jumanji: Welcome to the Jungle," "Godzilla vs. Kong," and the upcoming room "Titanic," with intricate designs and a real sense of adventure.

Maze Rooms: Known for their puzzle-heavy challenges, like "The Pharaoh's Curse," these rooms are perfect for those who love cracking codes.

Escape Hotel Hollywood: Offers theatrical, horror-inspired rooms such as "Zombie" and "Witchcraft," delivering an atmospheric and spooky experience.

Travel Tip: Escape rooms get booked quickly, especially on weekends, so make sure to reserve in advance. Also, team up with friends or family—working together makes the experience even more enjoyable.

5. Greystone Mansion & Park

Located in Beverly Hills, Greystone Mansion is a historic estate with lush gardens and stunning views of the city. Even better, it's free to explore! Stroll through the grounds, admire the architecture, or relax in this quiet spot away from LA's hustle and bustle. Fun fact: Greystone Mansion has been the backdrop for many movies and TV shows so that you might recognize it!

Travel Tip: Check if there are any special events or performances happening when you visit. The estate often hosts fun cultural events that add an extra layer to your visit.

6. Heritage Square Museum

Step back in time at the Heritage Square Museum, a collection of beautifully restored Victorian homes from the 19th century. Each house tells a different story, giving you a glimpse into LA's past. It's like walking through a mini-history lesson but way more interesting than you'd expect.

Travel Tip: The guided tours are full of interesting tidbits, and the volunteers are great storytellers. If you're into history, try to visit during one of their themed events, like the "Mourning Tour," where they explore Victorian funeral customs.

Heritage Square Museum, image from Wikipedia

7. Museum of Jurassic Technology

For something truly unique, check out the Museum of Jurassic Technology. It's hard to describe exactly what it is—part museum, part art installation, part curiosity cabinet. The exhibits blend fact and fiction, giving you a strange, fascinating experience that leaves you wondering what's real and what's not.

Personal Insight: The museum feels like stepping into another dimension. It's thought-provoking, weird, and wonderful. Unlike any other museum you'll visit in LA, I could easily spend hours there.

Travel Tip: Take your time with it. Some of the exhibits are so bizarre that you need time to fully soak them in. Bring a friend for lively discussions about what you've just seen!

Museum of Jurassic Technology, image from Wikipedia

8. Eaton Canyon Falls

Looking for a peaceful escape from the city? Eaton Canyon offers an easy, scenic hike that ends at a beautiful waterfall. Located in the San Gabriel Mountains, it's not too far from downtown LA but feels like a world away. The trail is surrounded by nature, and the waterfall at the end makes it well worth the trek.

Travel Tip: Arrive early to avoid the crowds, especially on weekends. Don't forget your water and sturdy shoes—while the hike is fairly easy, parts of the trail can get rocky.

Eaton Canyon Falls, image from wikipedia

Uncover the Unexpected: LA’s Hidden Treasures Await

Los Angeles is full of surprises. Beyond the famous tourist spots, these hidden gems give you a fun and different way to explore the city. Whether you're solving puzzles in an escape room, wandering through an abandoned zoo, or checking out unusual exhibits in a quirky museum, these lesser-known spots offer unique experiences that go beyond the typical LA visit.

So next time you're in LA, skip the stars on Hollywood Boulevard and try something a little different—you won't regret it!

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